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Landscaping and lawn care companies in Elk River, MN can ask about equipment financing for mowers, skid steers, trailers and dump trucks, a line of credit or working capital for crew payroll and materials, and a term loan to buy a landscaping business. The county count to start from: 55 establishments under Landscaping Services (NAICS 561730) in Sherburne County, MN, from 2023 County Business Patterns.
At a glance
- Landscaping crews with staff, Sherburne County, MN
55 establishments under Landscaping Services (NAICS 561730), CBP 2023
- Landscaping employees, Sherburne County, MN
225 in the March 2023 pay period (CBP 2023)
- Landscaping at a ZIP 55330 address
29 establishments under Landscaping Services (NAICS 561730), ZBP 2023
Commercial lawn mower financing in Elk River, MN: zero-turn mowers, spare blades and a trailer
A commercial mower is the machine a lawn crew runs every day, so it is priced like any other piece of equipment: the dealer quote, the model and the warranty terms. Spare blades and belts are small consumables that can ride along on the same quote or come out of working capital. An enclosed or open trailer to haul the mowers can sit in the same deal.
Illustration only, invented figures: a $15,900 zero-turn mower at a 10.25% annual rate over 48 months. Each of the 48 payments would be $405.18, or $19,448.64 by the last one. The equipment payment calculator reruns that for another price or term.
Small business loans for lawn care in Elk River, MN: skid steers, sod cutters and crew payroll
Skid steers and sod cutters move a lawn care company into installation work. Both are equipment purchases that partners can price new or used. The crew that runs them is paid before the first installation invoice clears, which is a working capital question.
Illustration only, invented figures: a crew with $6,200 of biweekly payroll waits 45 days on an installation invoice. 3 or 4 paydays land inside the wait, depending on the first one, so the gap runs $18,600 to $24,800. In this example, that is the sum a crew owner would ask to bridge, through working capital or a line of credit drawn for the installation job.
Lawn care equipment financing in Elk River, MN: commercial mowers and crew hiring
Commercial mowers and crew hiring go together: a second mower without a second crew sits on the trailer. The county's figures show how small these companies run, so each new hire is a large share of the payroll.
Landscaping Services (NAICS 561730) in Sherburne County, MN reported 225 employees and $14,726,000 of annual payroll in 2023 County Business Patterns, about $267,745 per establishment across the 55 by our arithmetic. Of those 55 establishments, 42 had fewer than five employees.
ZIP 55330 held 29 establishments under Landscaping Services in the 2023 ZIP Code Business Patterns.
How to buy a landscaping business around Elk River, MN
Buying a landscaping business means buying its equipment, its maintenance contracts, its name and phone number, and sometimes its crew. The equipment list, with the age and hours of each machine, and the contracts that will move to the new owner are what give the price its basis.
| Piece of the price | Amount | Monthly cost |
|---|---|---|
| Buyer's cash | $27,000 | - |
| Seller note, 7% annual rate, 48 months | $30,000 | $718.39 |
| Term loan over 84 months at an 11.5% annual rate | $123,000 | $2,138.53 |
| Total | $180,000 | $2,856.92 |
A partner can ask for the purchase agreement, the seller's tax returns, the equipment list and copies of the contracts. Land or a yard bought with the business is a property purchase outside this site.
Lawn care business loans in Elk River, MN: tree chippers, stump grinders and truck upfits
Tree chippers and stump grinders are tow-behind or self-propelled machines with their own quotes and serial numbers. A truck upfit, such as a dump bed, a chipper box or racks and toolboxes, is equipment added to a pickup or work vehicle, and the upfitter's invoice can be financed with it.
Dump trucks used for hauling soil, rock and mulch on the company's own jobs are equipment too. A hydroseeder for lawn installs and a set of hardscape saws for cutting block and stone round out a full installation crew.
Landscaping business loans in Elk River, MN: irrigation trenchers, trailers and a second crew
Irrigation trenchers and trailers are the start of a second crew; the rest is people. A second crew can be planned as one equipment deal plus a working capital cushion for the first weeks of payroll.
Illustration only, invented figures: a $7,800 trailer and a $9,400 walk-behind trencher, $17,200 together, financed over 36 months at a 10.5% annual rate, cost $559.04 a month before the crew's pay.
Landscapers working without employees are counted in a separate program: 2024 Nonemployer Statistics listed 129 landscaping businesses in Sherburne County, MN with no paid employees (NAICS 56173).
The industries page groups landscaping with construction and the mechanical trades, and the Elk River, MN page carries the ZIP 55330 and county figures.
By Quillbank Business Loans · Updated